Products

The Problem

Indian retail investors are overwhelmed by 2,500+ mutual fund schemes with no personalized guidance. Existing platforms push high-commission regular plans, hide tax-harvesting and overlap insights, and offer no real rebalancing help — so most investors over-diversify, miss tax savings, and underperform their goals.

The Solution

A zero-commission, AI-first MF platform that profiles risk, links SIPs to life goals, and ships 12 smart tools — rebalancer, tax harvester, fund overlap, smart switch — across 2,500+ schemes, with a unified family portfolio view and CAMS/KFintech PDF import.

Features

• AI Fund Advisor with risk profiling
• Goal-Based Investing & milestone tracking
• Portfolio Rebalancer + drift detection
• Tax Harvesting & Smart Switch
• Fund Overlap analyzer
• Family Portfolio + Dividend Tracker
• Market Mood Index & Community Picks
• CAMS / KFintech PDF import

The Problem

Indian consumers juggle dozens of disconnected apps — one for stocks, another for mutual funds, separate portals for insurance, loans, ITR filing, and real estate. KYC is repeated everywhere, pricing is opaque, and spam calls are the default.

The Solution

A unified super-app spanning 6 segments — Stocks, Mutual Funds, Insurance, Loans, Income Tax, and Real Estate — with one-time KYC, 50+ bank partners, 35+ insurance partners, segment-specific calculators, and doorstep advisory.

Features

• Shares & Stocks — BSE, NSE, Commodities, IPO
• Mutual Funds — SIP, Lumpsum, ELSS, AI picks
• Insurance — Life, Health, Motor, Travel
• Loans — Home, Personal, Business, Education (50+ banks)
• Income Tax — AI-powered ITR filing & advisory
• Real Estate — Buy, sell, rent + valuation
• One-Time KYC across all 6 segments
• Financial literacy hub & doorstep advisors

The Problem

India’s renewable energy market is fragmented — households, farmers, and corporates have no single place to discover, finance, and manage solar, water, smart farming, and carbon-credit opportunities. Subsidy information is buried across 20+ government portals.

The Solution

An integrated B2B + B2C platform mapping the entire renewable value chain — energy, water, farming, livestock, drones, carbon credits — with a live savings simulator and 15+ government subsidy schemes (PM-KUSUM, Jal Shakti, etc.) wired in, plus an FDI module connecting global investors with verified green projects.

Features

• Rooftop Solar, Micro Wind, Biogas, EV Charging
• Hydroponics, Vertical Farming, Drip IoT Irrigation
• Aquaculture, Spirulina, Poultry, Beekeeping
• Drone-as-a-Service for crop spraying & mapping
• Carbon Credit Registration & Trading
• Live Savings Simulator with payback calculator
• 15+ govt subsidy schemes integrated
• FDI investment module for global capital

The Problem

India generates 62M tonnes of waste a year, but source segregation stays below 30%. Households have no incentive to segregate, collectors lack route optimization, and recyclers can’t access quality-graded feedstock — the circular economy is broken at every link.

The Solution

A full-loop circular platform connecting households → collectors → recyclers → manufacturers, with gamified per-kg earnings, GPS-optimized pickup routes, IoT smart bins for businesses, and SWM 2016 / Swachh Bharat 2.0 compliance built in.

Features

• Household segregation & pickup scheduling
• Earnings dashboard — ₹ per pickup
• Collector route optimization with GPS
• Business waste management portal
• Recycler marketplace for graded feedstock
• IoT smart bins for institutions
• SWM 2016 compliance & reporting
• Swachh Bharat 2.0 aligned

The Problem

Choosing a restaurant takes 30–45 minutes of back-and-forth. Most platforms only surface sponsored listings, generic recommendations, and endless scrolling — they don't understand what you actually feel like eating.

The Solution

An AI-powered recommender that ranks restaurants by mood, group preferences, budget, and dining intent — not random listings. V1 covers 1,156 restaurants across India.

Features

• Mood + intent-based ranking
• Group preference reconciliation
• Budget & rating filters
• 1,156 restaurants across India

The Problem

Planning a 5-day trip eats 6+ hours across 15+ Chrome tabs. Flight prices shift hourly, hotel reviews contradict, and "best places to visit" blogs all sound the same. You finish exhausted — and still unsure.

The Solution

Five specialist AI agents work in parallel: one finds flights, one compares hotels, one builds the itinerary, one optimizes budget, and one surfaces hidden local experiences. You describe the trip; Trippy returns a priced, audited plan.

Features

• Multi-agent orchestration (5 specialists)
• Natural-language trip brief
• Budget optimization & audit trail
• Personalized local discovery

The Problem

Retail investors get lost across factsheets, KIMs, SIDs, and AMC websites just to confirm a basic detail — expense ratio, lock-in, exit load. Generic chatbots either hallucinate numbers or quietly slip into investment advice, both of which are unsafe in a regulated context.

The Solution

A RAG-powered assistant scoped to HDFC Mutual Fund. Every answer is retrieved from official public sources (HDFC AMC, AMFI, SEBI, CAMS), cited inline, and hard-gated to facts only — no recommendations, no predictions, no PII.

Features

• RAG over factsheets, KIM, SID & scheme pages
• Inline source citations on every answer
• Facts-only guardrails (no advice, no predictions)
• 4 schemes · 30 facts · 19 official sources in V1

The Problem

PMs and CX leads at fintechs drown in thousands of Play Store and App Store reviews every week. Manual tagging is slow, biased, and forgotten by Monday — so real user pain (crashes, KYC failures, payment friction) reaches the roadmap weeks late, if at all.

The Solution

An AI agent that pulls public reviews weekly, clusters them into themes (App Performance, Customer Support, KYC, Payments, Statements, Positive Feedback), scores severity, surfaces representative quotes, and exports a one-click PDF brief — fully scheduled, no manual triage.

Features

• Auto-pulls Play Store + App Store reviews weekly
• Theme clustering with severity & rating scoring
• Representative quotes per theme
• Scheduler + one-click PDF export

The Problem

Buying insurance in India is opaque and stressful — 50+ insurers, 1,200+ plans, dense jargon, pushy agents, and aggregator sites cluttered with sponsored results. Most buyers either overpay, under-insure, or give up and stay uncovered.

The Solution

An IRDAI-compliant comparison platform that ingests health, motor, life, and travel plans, applies a smart shortlist engine to match user context (age, family, vehicle, city), and surfaces the top fits with transparent pricing — no spam, no agent calls.

Features

• Health, motor, life & travel in one place
• 50+ insurers · 1,200+ plans indexed
• Smart shortlist with context-aware ranking
• IRDAI-compliant, no-spam buying flow

The Problem

PhonePe sits on top of millions of daily transactions, but the home surface is optimised for utility — not discovery. Offers, cashback, gift cards, and bill-pay rewards are buried, so users transact and leave without exploring monetisable surfaces, capping cross-sell and ARPU.

The Solution

Reframe the app as a marketplace with a dedicated discovery layer where offers, cashback, gift cards, and reward partners compete through a clear monetisation hierarchy — delivered via user-journey mapping, a 3-phase rollout, and a 12+ screen interactive prototype that protects the core payments flow.

Features

• Dedicated Marketplace tab for offers & rewards
• Monetisation hierarchy for partner placements
• Personalised cashback & gift-card discovery
• Bill-pay rewards integrated into checkout
• Phased rollout (Pilot → Expand → Scale)
• 12+ screens interactive prototype
• Cross-sell hooks across UPI, Bills, Recharge
• Non-intrusive — preserves payments speed

The Problem

India listens, but rarely learns on Spotify. Podcasts are unstructured, courses sit on separate EdTech apps, and vernacular learners have no native audio surface — leaving a clear gap between entertainment listening and structured skill-building.

The Solution

A dedicated Audio Skill-Building surface inside Spotify — bite-sized 5-min lessons, creator-led tracks, vernacular support, and progress streaks — built on top of the existing podcast and music graph, validated with an 80-respondent India survey and shipped as a phased rollout with an interactive prototype.

Features

• Bite-sized 5-minute audio lessons
• Creator-led structured learning tracks
• Progress streaks & completion milestones
• Vernacular (Hindi + regional) support
• 3 listener archetypes targeted
• Built on existing podcast + music graph
• Phased India-first rollout plan
• Interactive prototype + survey-backed positioning

The Problem

Indian users are not reaching for voice input on the ChatGPT mobile app — even though they speak to Google Assistant, WhatsApp, and YouTube every day. The gap is not technical; it is discovery, trust, and habit. Without a clear solution direction and success metrics, this behaviour change cannot be shipped.

The Solution

Explored 3+ solution directions, picked one based on impact-effort-confidence trade-offs, and mapped the full end-to-end user flow for how a user discovers and adopts voice input. Delivered annotated wireframes, 5 success metrics, and growth levers to drive adoption — paired with an AI-assisted interactive prototype.

Features

• 3+ solution directions evaluated with trade-off scoring
• Impact-effort-confidence prioritisation framework
• Annotated wireframes for end-to-end voice flow
• 5 success metrics defining a clear win
• Growth levers mapped for adoption lift
• 2-week build sprint from problem to prototype
• AI-assisted interactive prototype
• 11-page strategic deck